These Terms of Use (“Terms”) govern access to whitcombecasestudies.com and related pages operated by Whitcombe Case Studies (“Whitcombe,” “we,” “us”). By using the site, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the site.
Eligibility
You must be at least 18 years old and able to form a binding contract. The site is directed at users in the United States unless stated otherwise. You are responsible for compliance with local laws if you access the site from outside the U.S.
Nature of the site
Whitcombe publishes non-regulated case studies and market commentary for general information. Nothing on the site is investment, legal, tax, or accounting advice, or a recommendation to buy, sell, or hold any security. See our Disclosure for additional limitations.
Permitted use
You may view, download, and print reasonable portions for personal, non-commercial use. You may share links to our pages. You may not scrape, mirror, frame, or systematically reproduce the site; use automated means to access it except standard search indexing; reverse engineer our materials; or remove copyright or attribution notices.
Intellectual property
Text, graphics, logos, layout, and compilation are owned by Whitcombe or licensors and protected by copyright and trademark law. Third-party names, tickers, and trademarks belong to their respective owners. Republishing substantial excerpts, syndicating our articles, or creating derivative works requires our prior written consent except as allowed by fair use.
User conduct
You agree not to misuse the site: no unlawful activity, harassment, introduction of malware, attempts to gain unauthorized access, or interference with site operation. We may suspend access for conduct we reasonably believe violates these Terms or harms others.
Third-party content and links
Articles may reference third-party research, media, filings, or websites. We do not control and are not responsible for third-party content. Links are provided for convenience and do not imply endorsement.
No professional relationship
Use of the site does not create an adviser-client, broker-customer, fiduciary, or professional relationship. No communication through the site should be treated as tailored advice for your circumstances.
Disclaimer of warranties
The site and content are provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.
Limitation of liability
To the maximum extent permitted by law, Whitcombe and its editors, contributors, and suppliers are not liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, data, or trading losses arising from use of or reliance on the site, even if advised of the possibility. Our aggregate liability for any claim relating to the site shall not exceed one hundred U.S. dollars (US$100) or the amount you paid us to access the site in the twelve months before the claim, whichever is greater.
Indemnity
You agree to indemnify and hold harmless Whitcombe and its personnel from claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your misuse of the site or violation of these Terms.
Changes
We may revise these Terms at any time. The “Last updated” date reflects the current version. Continued use after changes constitutes acceptance. Material changes may be noted on the site.
Governing law and disputes
These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles. You agree that exclusive venue for disputes arising from these Terms or the site lies in the state or federal courts located in New York County, New York, and you consent to personal jurisdiction there.
Contact
Questions about these Terms: Contact or the addresses listed on our contact page.